Merchant Cash Advances: What Business Owners Often Overlook Until It’s Too Late

Many businesses and the merchants who own them, perceive a quick infusion of capital, as a necessity rather than an option.

For businesses whose earnings fluctuate or are seasonal, or merchants with more liabilities than assets, the idea of waiting weeks or months to obtain traditional financing becomes unrealistic.

This is the major factor and driving force for the merchant cash advance funding explosion. If you wish to understand the bottom line, think loan shark, predatory lenders preying on desperate businesses and merchants.

We want to understand the…
Continue Reading Merchant Cash Advances: What Business Owners Often Overlook Until It’s Too Late

Former member of the NRA Board, and Trustee, and chairman of the board, of its Civil Rights Defense Fund. A very good and honorable man. Disproving the adage that only the good die young, he passed on at age 87. I always thought it spoke well of Bill that he graduated from Harvard Law School, but went back to practice in Moline, Illinois, (present population 42,000) the largest town near his home town of Port Byron. Married to Mary Anne for 66 years. In short, one very fine man and friend.

Here is his obit. Services in Moline on May
Continue Reading RIP Bill Dailey

Raising teenagers comes with challenges, and many parents focus on grades, sports, friendships, and preparing their children for adulthood.
However, one area that often gets overlooked is how quickly teenage mistakes can turn into serious legal problems.

At R&R Law Group, we regularly speak with families whose children never intended to get into trouble but suddenly find themselves dealing with police, school discipline, license suspensions, or criminal charges.
Here are three of the biggest legal mistakes teens make in Arizona and how parents can help prevent them.
1. Speeding and Reckless Driving
Many teenagers underestimate how serious traffic offenses can…
Continue Reading 3 Biggest Legal Mistakes Teens Make in Arizona: What Parents Need to Know

From time to time I analyze large medical malpractice verdicts to see what lessons can be learned. They usually have some common characteristics. Here is a recent one out of New York state that reinforces my belief about the elements necessary for a really large verdict.

Analysis Of A Recent Large Malpractice Verdict 2

The plaintiff was a 60 year-old man who worked full time as an electrical mechanic at a local airport on Long Island. He had been having back problems and was receiving what was intended to be a routine injection of a steroid into the epidural space…
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Under Arizona law, by using the state’s bankruptcy exemptions, you can keep some cash and personal property that might otherwise go to the bankruptcy estate. Arizona is an “opt-out” state, meaning that instead of federal exemptions under the United States Bankruptcy Code, bankruptcy filers must use Arizona’s bankruptcy exemptions.

Article 1 of Chapter 8 of Title 33 of the Arizona Revised Statutes (ARS) Sections 33-1101 through 33-1153 contains Arizona’s bankruptcy exemptions. In this blog post, we discuss how much you can claim in cash exemptions in Arizona when you declare Chapter 7 bankruptcy or Chapter 13 bankruptcy.

To learn more…
Continue Reading How Much Cash Can I Keep in Bankruptcy?

Neither Arizona law nor the United States Bankruptcy Code requires married couples to file bankruptcy together when one spouse’s financial situation reaches the point where filing bankruptcy becomes a consideration. You can file for bankruptcy individually.

Often, spouses’ finances are intertwined, which can complicate the decision of whether to file individually or jointly. Arizona is a community property state, which can make this decision even more complex.

Stone Rose Law helps Arizona residents who are dealing with overwhelming debt to weigh their debt relief options, including bankruptcy. In this blog post, we specifically cover the considerations that go into whether…
Continue Reading Can I File Chapter 13 Without My Spouse?

Most law firm websites don’t necessarily have a traffic problem. They have a trust problem. A clarity problem. A “the phone isn’t ringing and I don’t know why” problem. This blog exists to fix that. We write for solo attorneys and small firms who want real answers — on SEO, content, design, AI, and everything else that shapes whether a visitor becomes a client.
The post 5 Reasons Potential Clients Don’t Call (And How Your Law Firm Website Can Fix It) appeared first on LawLytics.
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The bankruptcy automatic stay can put at least a temporary halt to many kinds of creditor actions against you, like debt collection efforts and lawsuits. In some cases, if your Arizona landlord is a “creditor” because you are behind on your rent payments, then if you file for Chapter 7 bankruptcy, the automatic stay may be temporarily effective in stopping eviction proceedings against you while your bankruptcy case is ongoing.

The automatic stay in Chapter 7 is not a cure-all for evictions, and in some cases, it may have no effect.

Stone Rose Law bankruptcy lawyers can give you…
Continue Reading Can I be Evicted if I File Chapter 7 Bankruptcy?

Key Takeaways

  • Arizona wrongful death settlements resolve claims outside court with compensation to surviving family members.
  • Arizona law requires actions to be brought by a spouse, child, parent, guardian, or personal representative.
  • Recovery is distributed to surviving relatives in proportion to their individual damages.
  • Courts approve agreed distributions or oversee disputes involving beneficiaries who are minors.
  • Financial dependence on the deceased typically determines a larger share of a wrongful death settlement.

Losing a family member is always devastating. But when that devastation is the result of another party’s negligence, sadness may combine with a need for justice, accountability, and compensation…
Continue Reading How Are Settlements Divided Among Family Members in Wrongful Death Cases?

Frazer Ryan Goldberg & Arnold, LLP, a leading Arizona-based law firm, is pleased to announce that nine attorneys are listed in the 2026 edition of Southwest Super Lawyers®. Three attorneys are listed in the 2026 edition of Southwest Super Lawyers Rising Stars®. In addition, Senior Partner T.J. Ryan is also recognized […]
The post Twelve Frazer Ryan Attorneys Listed in the 2026 edition of Super Lawyers appeared first on Frazer Ryan Goldberg & Arnold, LLP.
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A dog bite creates an instant disruption that affects the normal flow of life. The combination of pain, fear, and medical expenses tends to accumulate quickly. Victims often seek, “How to choose a lawyer for dog attack injuries.” It is a legal way to claim genuinely in your case. Legal assistance creates a path to … Continue reading “How a Dog Bite Attorney in Phoenix, AZ, Raises Your Chance to Win?”
Continue Reading How a Dog Bite Attorney in Phoenix, AZ, Raises Your Chance to Win?

AI is everywhere. And if you’re involved in a probate, trust, or estate dispute, there’s a good chance you’ve already wondered whether you should be using it to help with your case.
It’s a fair question.  One we now routinely hear from clients. The answer is yes, AI can help. But only if you use it the right way. That’s why we’re excited to release a new free resource for clients and anyone else navigating an Arizona probate or trust matter: the Berk Law Group AI Client Tipsheet.
You can access it here: https://berklawgroup.com/tools/ai-client-tipsheet/
Why we built it
Public…
Continue Reading Announcing the Berk Law Group AI Client Tipsheet: How to Use AI Safely When You’re in a Probate or Trust Dispute

Article Summary

  • The Phoenix metro area is home to a growing fleet of driverless Waymo vehicles. 
  • Accidents with pedestrians and other vehicles involve unique factors compared to accidents involving vehicles with human drivers.
  • A driverless accident claim may require access to tech-related evidence that is easier to get with the help of an experienced personal injury attorney.

If you live in Arizona’s Phoenix metro area and you haven’t yet seen a driverless Waymo vehicle on the road, you will soon. It’s just a matter of time. They seem to be everywhere, cruising along without a human at the wheel. 
Waymo’s…
Continue Reading Hit By A Waymo in Arizona: Here’s What to Do

Key Takeaways

  • Arizona misdemeanor charges may appear on employment background checks.
  • Employers can deny a position when a misdemeanor reasonably relates to the role.
  • Arizona law bars private employers from obtaining criminal histories from the Central State Repository.
  • Arizona employers must obtain written consent before running a background check.
  • Records sealed or set aside under Arizona law generally do not require disclosure.

Facing a misdemeanor charge in Arizona raises immediate questions about what the future holds. Among the most pressing concerns for Glendale residents: Can you get a job with a misdemeanor on your record? The answer varies based on…
Continue Reading How Can a Misdemeanor Charge Affect Employment?

On a daily basis, I review information about potential clients and their medical treatment for the purpose of determining if they have an economically viable case I can help them with. An economically viable medical malpractice case is one in which there is a good chance to be successful and to recover enough money to make the risks of suit worth taking. I have previously blogged about the elements necessary for an economically viable medical malpractice case. You can find some of those posts here, here, and here. See if you can apply those elements to this…
Continue Reading Case Or No Case?

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Under Arizona Revised Statutes § 44-1453, it is illegal when “a person who knowingly and with intent to sell or distribute uses, displays, advertises, distributes, offers for sale, sells or possesses any item that bears a counterfeit mark or any service that is identified by a counterfeit mark.”
 
This law applies to a wide range of products, including:
 …
Continue Reading What You Need to Know About Counterfeit Merchandise Charges