Zombie debt is an old debt that resurfaces after years of little or no collection activity. You may receive a call, letter, or lawsuit about an account you thought was resolved, forgotten, or too old to collect. A debt collector may still contact you about an old debt in some circumstances, but that does not necessarily mean the debt is legally enforceable. Before making a payment or agreeing to a repayment plan, it is important to determine the debt’s age, status, and applicable legal rules. What Is Zombie Debt? Zombie debt generally refers to an old debt that has resurfaced…
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A business creditor may pursue your personal assets in some circumstances, but business ownership does not automatically make you personally liable. Your liability may depend on your business structure, personal guarantees, and how you handled business and personal finances. When Can Business Debt Become Personal Debt? Business debt and personal debt are generally separate when a business is properly structured as an LLC or corporation. However, that separation is not absolute. You may become personally responsible if you operate as a sole proprietor, personally guarantee a business debt, co-sign an obligation, or engage in conduct that creates a basis for…
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Debt collectors must comply with federal and state laws when attempting to collect certain debts. If a collector uses threats, deception, repeated unwanted contact, or other prohibited tactics, the conduct may violate consumer protection laws. Recognizing potential violations can help you understand when collection activity may have crossed the line and what steps you can take next. What Is Illegal Debt Collection? Illegal debt collection occurs when a covered debt collector uses practices prohibited by applicable federal or state law. The Fair Debt Collection Practices Act (FDCPA) establishes rules for many third-party debt collectors, although its protections do not apply…
Continue Reading Is a Debt Collector Breaking the Law? 10 Violations You Should Know

Falling behind on a private student loan can lead to collection calls, a lawsuit, and potentially wage garnishment. However, a private lender generally cannot begin garnishing your wages simply because you missed payments. The creditor typically must take legal steps before it can obtain the authority to garnish your paycheck. Can Private Student Loans Garnish Wages? Yes, a private student lender may be able to garnish your wages, but it generally must first obtain a court judgment against you. Unlike certain federal student loan collection procedures, private lenders typically cannot garnish wages administratively without going through the court process. A…
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J.J. Conway named to inaugural Michigan Legal 250   Media Contact: Barbara M. Fornasiero, EAFocus Communications; [email protected]; 248.260.8466Royal Oak, Mich. — August 25, 2026 — Employee benefits litigator and Employee Retirement Income Security Act (ERISA) attorney J.J. Conway, founder of Michigan-based J.J. Conway Law, has been named to the debut Michigan Legal 250 list. Published for the first time by legal trade publication, Michigan Lawyers Weekly, the Michigan Legal 250 is described by the publication as a “…curated list celebrating attorneys for excellence across the legal profession. Inclusion in the Legal 250 is more than a badge of honor — it’s a reflection of…leadership and impact…
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Dolly Parton passed away yesterday at 80, and by last night my feed was already full of thoughtful quotes her fans refer to as “Dollyisms, repeated so many times they are remembered. That happens with people who spend seven decades telling the truth in a way nobody minds hearing. You don’t get quoted that much by accident. You get quoted that much because you kept saying things that were simple on the surface and heavy underneath, and people kept needing to hear them.

The line of hers I keep coming back to is “Find out who you are and do…
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Merchant Cash Advances for Seasonal Businesses: Is It Worth It?

Seasonal businesses come in many shapes and forms. Think for example, a landscaping business that requires a summer to operate. Seasonal businesses therefore operate under a completely different financial tempo in comparison to a year-round operation. Also, because the business is seasonal the revenue in turn fluctuates immensely. Managing that cycle is one of the biggest challenges for industries such as retail, hospitality, agriculture, tourism and construction.Because of this jagged income pattern, many seasonal businesses are forced to look for quick financing options during off-season periods. One of the most…
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Many drivers assume there is a legal THC limit for driving similar to the 0.08 BAC limit for alcohol. In reality, the answer is much more complicated. There is no universal federal standard, and states use different approaches when prosecuting marijuana-related DUI offenses.

Arizona has some of the country’s strictest marijuana DUI laws, and being charged with one is frightening and confusing — especially when the rules around THC are so unclear.

But a charge is not a conviction, and being arrested does not mean the state can prove its case.

If you have been arrested for a marijuana DUI,…
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The short answer is no. Traditional alcohol breathalyzers cannot detect THC, the psychoactive compound in marijuana. 

Instead, Arizona law enforcement relies on other forms of evidence when investigating suspected marijuana DUI offenses, including field sobriety testing, blood testing, and observations made during the traffic stop. Arizona Revised Statutes § 28-1381 governs DUI offenses, including those involving marijuana and other drugs.

If you have been arrested for a marijuana DUI, contact Rosenstein Law Group immediately. 

Call (480) 248-7666 for a free consultation with an experienced Arizona DUI defense attorney.

Can a Breathalyzer Detect Weed?

No. Standard alcohol breathalyzers do not detect…
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A marijuana DUI investigation looks very different from an alcohol DUI investigation. Unlike alcohol, no roadside device can accurately measure a driver’s level of marijuana impairment. 

Instead, law enforcement officers rely on a combination of observations, field sobriety tests, drug recognition evaluations, and chemical testing when they suspect someone is driving under the influence of marijuana.

If you were arrested for a marijuana DUI, the evidence against you should be carefully examined before you make any decisions about your case. 

Call Rosenstein Law Group at (480) 248-7666 for a free consultation with an experienced Arizona DUI defense attorney.

How …
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At the beginning of every academic year, I like to announce major moves or milestones, and unlike past years there is not as much to report.  With the NextGen Bar coming on line, my thought was we might see a lot of movement.  Maybe that will be the case for future posts.  And while there may not be a large quantity, all of these are pretty big news on their own.  And as always – if I’ve missed anything, and it’s quite likely I have, please let me know and I will update this post as needed.And without any further…
Continue Reading Comings and Goings – 2026 Edition

If you think a loved one is being hurt in an Arizona nursing home, hiring a nursing home abuse and neglect attorney is one of the most important steps you can take.
A lawyer protects your family member and holds the facility accountable.
These experts will carry the legal weight, so you can focus on the person you love.
The National Council on Aging estimates that up to 5 million older adults in the United States experience abuse annually, with a significant number of these incidents occurring in nursing homes.
Behind each number sits a family that trusted a facility…
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Artificial intelligence (AI) is becoming a regular part of professional practice.  Practitioners can use AI to prepare, organize information, brainstorm questions, draft communications, and think through difficult situations.The value of AI depends substantially on how people use it.  Consider the difference between using AI in centaur mode and zombie mode.An AI centaur system combines complementary human and AI capabilities.  Humans are responsible for making decisions based on their experience, understanding of the context, and professional judgment.  They take advantage of AI’s abilities to rapidly organize information, identify patterns, generate alternatives, and assist with drafting.Working together thoughtfully, humans and AI can…
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Article Summary

  • Headaches after a car accident can happen for many reasons, including whiplash, concussion, muscle strain, inflammation, nerve irritation, or head trauma.
  • A car accident headache may appear right away, but symptoms can also develop hours or days later as adrenaline fades and swelling increases.
  • An Arizona car accident lawyer can help explain whether crash-related headaches may support a claim for compensation.

Headaches after a car accident can be scary, especially when they do not go away or seem to get worse after the crash. It is natural to wonder whether the pain is just stress, lack of sleep,…
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A new beginning in the United States will mean a lot of excitement and dreams. An immigration lawyer in Phoenix, AZ, can explain immigration laws to clients and guide them through the process in the right way. Starting from family petitions to green card applications, there is always professional help for everyone who needs it. … Continue reading “What Services Does a Phoenix Immigration Law Firm Offer?”
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AI images used to announce themselves. The hands were wrong, or the words were nonsense. Now, a weak image can look professional enough to publish, which makes it easier to miss the ways it can make your firm look generic, misleading, or less trustworthy. We walk through seven mistakes to avoid on practice area pages and blog posts and then provide bonus content on the kinds of AI images that tend to work best.
The post AI Images for Law Firm Websites: 7 Mistakes to Avoid (Plus, 5 AI Image Types to Use) appeared first on LawLytics.
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