When you file for Chapter 7 bankruptcy, your assets become part of what is known as the bankruptcy estate. If you have a tax refund coming, this is considered an asset for bankruptcy estate purposes, which means you may lose your refund.

However, multiple factors can come into play that, in some situation,s will let you hold on to it.

In this article, we cover the considerations that apply to tax refunds in Chapter 7 bankruptcy cases and ways you can increase your chances of keeping your tax refund.

If you have questions about Chapter 7 bankruptcy, please call Stone…
Continue Reading Will I Lose My Tax Refund if I File Chapter 7?

Title IX is a law that was passed in 1972 that prohibits discrimination based on sex or gender at any federally funded education program or activity. Up until this time, women especially faced discrimination at many colleges and universities, including sexual harassment and other forms of sexual misconduct. Now, these institutions risk losing their federal funding if they fail to comply with Title IX requirements.
In some cases, this type of discrimination must be reported. Failure to do so could result in a loss of federal funding. 
Keep reading below to learn who is required to report these incidents and…
Continue Reading What You Should Know About Title IX Mandatory Reporting

On Thursday, July 11, I will have a conversation with mediator Jeff Kichaven as part of the Will Work For Food Program.  It sponsors webinars for attorneys, mediators and arbitrators.  These programs are free.  Attendees are encouraged to make donations to their local food bank.  Here’s a list of food banks and similar charities.
WWFF sponsors weekly live events at 8 Pacific, 9 Mountain, 10 Central, and 11 Eastern Time on Thursday mornings.
My program is about The Many Ways that AI Can Help Mediators.  Click here to register.
Upcoming events include:

  • July 3 – The

…
Continue Reading Presentation on July 11 to Benefit Food Banks — About How AI Can Help Mediators

Another month, another student loan payment drains your bank account. The number barely seems to budge, but your budget feels the hit every single time. It is completely frustrating. A voice in your head might be screaming, “I’m done. I can’t do this anymore. Forget this.” That urge to just walk away is powerful. Despite how tempting it feels to stop, you don’t want to do that. Ignoring your private student loan debt is detrimental to your financial health. If you want to avoid some very scary realities, you must find a way to keep up. Instead of just quitting,…
Continue Reading What Happens If You Stop Paying Private Student Loans?

We’ve all used the terms “facilitative” and “evaluative” to describe mediation as if everyone knows what they mean.
Earlier this year, I surveyed experts about how they understand these terms – and how they think others understand them.
Spoiler alert:  This study found that people are hopelessly confused about these terms, including experts in our field.
It shows that even ADR experts – including academics, mediators, and lawyers – interpret these terms in strikingly inconsistent ways.
So you’re kidding yourself if you’re sure that others understand the terms the same way you do – or that you understand what others…
Continue Reading Seriously, You’re Really Still Saying “Facilitative” and “Evaluative” Mediation in 2025?

For many years, bankruptcy has been a way for people to seek financial relief from overwhelming debt. However, it is still subject to many misunderstandings and misconceptions. In this post, we address many of the myths surrounding bankruptcy.

If you have any questions about bankruptcy, call Stone Rose Law at (480) 739-2448 for accurate information.

“Bankruptcy Will Discharge All My Debts”

Sometimes this may be true. Bankruptcy will discharge many kinds of unsecured debts like credit card debt, medical bills, personal loans, utility bills, and past-due rent.

In some cases, however, there are some debts that bankruptcy will not discharge.
Continue Reading Debunking 16 Common Bankruptcy Myths

Dusty Rhodes, WWE’s American Dream, was a beloved wrestling icon. But after his passing in 2015, his family was thrown into an emotionally charged probate dispute. The centerpiece? His WWE Hall of Fame ring and other treasured memorabilia. In one corner was his second wife, Michelle Rubio, claiming those items were hers. In the other: Dustin and Cody Rhodes, Dusty’s children, arguing those pieces were meant to stay with them as part of their father’s legacy. The dispute eventually settled privately—but it echoes a truth we see regularly: blended family probate disputes are common, especially…
Continue Reading Dusty Rhodes Estate: Arizona Probate Lessons for Blended Families

Traffic tickets are relatively common in Arizona. Heavy police presence in major cities such as Phoenix combined with frustrations like slow-moving traffic and confusing road signs can lead to unintentional violations. Whether or not you need to hire a traffic violation lawyer in Arizona to help you fight a ticket depends on your circumstances and goals. Contact us to schedule a free consultation today.
What Does an Arizona Traffic Ticket Lawyer Do?
A traffic ticket lawyer in Arizona is a licensed legal professional who specializes in helping clients contest (fight) traffic tickets and navigate the surrounding legal process. Hiring a…
Continue Reading Do I Need a Traffic Ticket Lawyer in Arizona?

Last week I wrote about a poor, young girl who died following a dental procedure under general anesthesia. As tragic as her case was, at least the dentist who performed the procedure was a licensed, trained professional. That is not always the case. People who claim to be cosmetic surgeons or other licensed health care providers are all over social media encouraging the gullible, and maybe even the not-so-gullible, to come in for treatment. Cosmetic procedures are one of the hottest areas for these fraudsters as we all want to be young and beautiful forever.

You don’t have to look…
Continue Reading Be Careful! The Quacks Are All Around Us

Arizona law differentiates between a standard DUI and an aggravated DUI based on the presence of specific factors that increase the severity of the offense. So, what is an aggravated DUI in Arizona? This charge refers to a felony-level violation, often triggered by repeat offenses, driving with a suspended license, or having a minor in the vehicle while impaired. The implications extend far beyond a typical DUI, introducing harsher penalties such as extended jail time, license revocation, and increased financial consequences. At The Law Offices of John Phebus, our team understands these complexities and is prepared to guide individuals…
Continue Reading What Is Considered an Aggravated DUI in Arizona?

At Harrison Law, we’ve worked with entrepreneurs and international clients from all over the world – and more and more, they’re choosing to build their businesses right here in Arizona. From its favorable business climate to its strategic location and growing innovation ecosystem, Arizona is quickly becoming one of the best places in the U.S. […]
The post Navigating Business Law in Arizona appeared first on Harrison Law.
Continue Reading Navigating Business Law in Arizona

In Arizona, it is illegal to manufacture, possess, obtain, use, sell, import, transport for sale, or administer a dangerous drug.

Arizona Revised Statutes (ARS) 13-3407 is the Arizona law that applies to dangerous drug offenses. In this article, we focus on how this law relates to the possession of a dangerous drug. We will consider:

  • How Arizona defines what a “dangerous drug” is
  • The penalties for possession of a dangerous drug
  • Possible defenses to possession of a dangerous drug charges

If you have been charged with possession of a dangerous drug, please call AZ Defenders at (480) 456-6400 or use…
Continue Reading Possession of Dangerous Drugs in Arizona: ARS 13-3407

It’s easy to underestimate the impact of a lower-level criminal charge—until it starts affecting your job, housing, or education. Many Arizona residents wonder how serious the consequences might be and ask themselves, “Will a misdemeanor ruin my life?” While these charges aren’t as severe as felonies, they can still follow you in unexpected ways. Knowing your rights under Arizona law and taking early action can make a real difference. The Law Offices of John Phebus, Glendale Criminal and Personal Injury Lawyer, is here to help you move forward with clarity.

Personal Injury & Accident Lawyers in Arizona
Your Success…
Continue Reading Will a Misdemeanor Ruin My Life?

These days, many of us live part of our lives online. We share photos, run businesses, leave reviews, and stay connected. But the same tools that help build a digital presence can also be used to harm it. When someone posts something false about you online, it can feel overwhelming.
That’s where a defamation lawyer may be helpful.
If someone is posting false claims about your character, business, or reputation, the damage can be real. You might notice fewer calls or emails. Opportunities can slow down. People may see the content and make assumptions.
Once something appears online, it spreads…
Continue Reading Why Hiring an Internet Defamation Lawyer Could Be the Right Move

In today’s electronic age, the globe of gambling has actually broadened beyond the wall surfaces of typical brick-and-mortar online casinos. With the introduction of on-line gambling enterprises, gamers can currently experience the thrill of genuine money gambling from the comfort of their own homes. This
The post Actual Cash Gambling Enterprise: A Guide to Online Gaming appeared first on Askthejudge.
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In today’s hectic globe, mobile pc gaming has actually come to be unbelievably popular. With the advancement of innovation, playing gambling enterprise games on your mobile phone is currently easier than in the past. To improve your mobile video gaming experience, many on-line casinos provide
The post No Down Payment Bonus Codes Mobile: A Great Way to Win Huge on the Go appeared first on Askthejudge.
Continue Reading No Down Payment Bonus Codes Mobile: A Great Way to Win Huge on the Go