A Level 3 dog attack under the Dunbar Dog Bite Scale is the result of a single dog bite that consists of one to four punctures.

The Dunbar Dog Bite Scale is a widely-used method to classify the severity of a dog bite incident. 

In this post, we cover what can happen under Arizona law in the aftermath of a Dunbar Scale Level 3 dog bite incident.

If you have been the victim of a dog bite incident in Arizona, Stone Rose Law can help you receive the compensation you need for your medical expenses and other related costs. Call…
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A Level 4 dog bite under the Dunbar Dog Bite Scale is the result of a single dog bite. A Level 4 bite consists of one to four deep punctures of your skin with at least one puncture deeper than half the length of the dog’s canine teeth.

A Level 4 dog bite is a significant injury with a high risk of infection that requires significant medical treatment, especially if the dog bite was done on a sensitive part of your body like the neck, face, eyes, or chest.

If you have been bitten by a dog in Arizona, and…
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Losing an elderly loved one is never easy. What can make it much harder to bear is to learn that the nursing home or assisted living facility you entrusted to care for that person was responsible for the death.

An Arizona nursing home facility can be held accountable if the acts of its employees or the conditions of its premises cause the untimely death of an immediate family member. The means of holding the facility responsible in such an event is a wrongful death claim under Arizona law.

Stone Rose Law takes legal action on behalf of clients who have…
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Filing for Chapter 13 bankruptcy can have consequences for your co-signer. In this post, we cover what these potential consequences are.

If you want personalized advice on how your bankruptcy can affect a cosigner, please call Stone Rose Law at (480) 739-2448 or use our contact form.

Who is a Co-Signer?

Some kinds of secured debts, like student loans, car loans, and sometimes mortgages, require extra security before the lender will agree to make the loan. This security sometimes is in the form of collateral, like a security interest in the vehicle that is the subject of a car…
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Generally, bankruptcy filings are matters of public record in Arizona. This means that if you file for bankruptcy, members of the public can access information about your case, including your petition, meeting of creditors, and case status, unless an exception applies. 

These records are available electronically through the Public Access to Court Electronic Records (PACER) system and by visiting the United States Bankruptcy Court for the District of Arizona (11 U.S.C. § 107(a)). Most people do not know how to navigate this system. They must further know your social security number or specific case number to search for…
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A bankruptcy on your credit report does not always mean that a prospective landlord will refuse to rent an apartment to you, although some who have strict policies about bankruptcy or high debt may use it against you. 

Landlords often consider several factors when deciding who to rent to, including your income, employment history, past rental history, and criminal record.

In this post, we cover how a bankruptcy filing can affect your ability to find a place to rent, what your obligations may be to notify a prospective or existing landlord about a bankruptcy filing, and how to improve your…
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Bankruptcy treats secured and unsecured debt differently. So, it is important to correctly define which kinds of debts you have before you file for bankruptcy.

The fundamental difference between secured debts and unsecured debts is that if you have a secured debt, the creditor has some kind of security interest backed by collateral that it can take back if you fall behind on your monthly payments. An unsecured debt has no collateral behind it.

In this post, we discuss these two forms of debt and how the United States Bankruptcy Code treats each of them, along with any specific rules…
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If a cosigner files for Chapter 7 bankruptcy, this can significantly affect the debtor’s remaining obligation under the loan and can accelerate the payment obligation.

In this post, we consider the relative obligations of a borrower and cosigner when the cosigner files for bankruptcy under Chapter 7 of the U.S. Bankruptcy Code.

Case #1: The Primary Debtor is Not in Bankruptcy When the Cosigner Files for Bankruptcy

A Chapter 7 bankruptcy will relieve a cosigner of the obligation to pay the debt. It will not discharge the primary borrower, who, under the loan terms, remains responsible for payment.

Some loans…
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An automatic stay is a provision in the United States Bankruptcy Code under Section 362. The automatic stay temporarily stops your creditors, collection agencies, government entities, and others from pursuing you for money you owe them.

If you need help stopping creditors from harassing you, and you are considering filing for bankruptcy, please call Stone Rose Law at (480) 739-2448.

Why Does the Automatic Stay Exist?

The automatic stay protects you and your creditors. It protects individuals and businesses, but does not apply to non-debtors, like corporate officers, corporate affiliates, guarantors, or co-defendants in lawsuits.

How the Automatic…
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The bankruptcy automatic stay can stop many kinds of civil lawsuits against you.

If you fall behind on your monthly payments, a creditor may decide to take measures to recover what it is owed, which can mean filing a lawsuit against you to secure a judgment that can be legally enforced through a judgment lien or by a court order for garnishment of your wages.

The automatic stay is meant to put a halt to all efforts to collect debts, including litigation. The stay ensures that creditors with lawsuits do not receive an unfair share of your available funds and…
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A level 5 dog bite is the second-worst possible type of dog bite. It occurs when a dog bites its victim (or victims) multiple times, leaving deep puncture wounds that are more than half as deep as the dog’s canines.

A level 5 dog bite is a serious injury that typically requires medical treatment.

If you or a loved one has experienced a serious dog bite injury in Arizona, such as a level 5 dog bite, please call Stone Rose Law at (480) 631-3025 or use our contact form to schedule a free consultation.

What is a Level 5 Dog…
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If you file for bankruptcy under Chapter 7 or Chapter 13 in Arizona, under Section 341 of the United States Bankruptcy Code, the bankruptcy case trustee and your creditors will have an opportunity to meet with you in a court hearing. This meeting of creditors is often referred to as a “341 meeting of creditors.”

In this post, we discuss the purpose of the 341 meeting, how to prepare for it, what happens on the day of the meeting, and what remains for you to do once the 341 meeting is over.

If you want to make the bankruptcy process…
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In this post, we take an in-depth look at what goes into settling a product liability claim in Arizona or filing a lawsuit based on product liability.

If you have been harmed by a defective product, please call Stone Rose Law at (480) 631-3025 to discuss a lawsuit with an experienced personal injury attorney.

The Claim

“Product liability” is a concept that includes multiple theories of liability. The starting point in resolving a product liability claim is to refine it down to the specific kinds of claims you may have, and who may be liable to you based on those…
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