A sideswipe collision describes what happens when two vehicles traveling in the same or opposite directions make side-to-side contact. They can lead to extensive property damage and serious injuries. Determining liability for a sideswipe accident is an important step to recover compensation through an insurance settlement or a civil lawsuit.

The 2024 data gathered by the Arizona Department of Motor Vehicles shows that sideswipe accidents occur frequently in the state: about one in every five multi-vehicle accidents is a sideswipe.

Because of their frequency, it is important for Arizona drivers to understand how these accidents happen and their effects. In…
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Flagstaff is a mecca for skiers and snowboarders because it receives so much snowfall, averaging more than 90 inches a year. With this popularity, however, comes the risk of getting into a skiing accident that can cause serious injury or even a wrongful death. 

Ski accidents that result from the negligent or reckless behavior of others, including a ski resort or ski equipment manufacturer, can be compensable.

To learn more about your possible legal options after a ski accident in Flagstaff or elsewhere in Arizona, call Stone Rose Law at (480) 631-3025 to speak with an experienced personal injury …
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Falling behind on student loan payments can quickly trigger collection actions, wage garnishment, and aggressive servicing tactics. Chapter 13 bankruptcy does not erase most student loans, but it can stop collection activity and create a structured, court-supervised plan to manage them. 

For help understanding how student loans are treated in Chapter 13 bankruptcy and how this option may apply to your situation, call Stone Rose Law at (480) 739-2448 to speak with a bankruptcy attorney.

Understanding Student Loan Debt in Bankruptcy

Student loan debt is treated differently from most other debts under bankruptcy law. Federal student loans and many private…
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Student loans behave differently from most other debts in bankruptcy, and misunderstanding how they are treated in Chapter 7 can lead to bad decisions and missed opportunities. While Chapter 7 does not automatically erase student loans, it can still play an important role in stopping collection actions, stabilizing finances, and setting up a longer-term strategy. 

To discuss how Chapter 7 bankruptcy affects student loans and whether filing makes sense in your situation, call Stone Rose Law at (480) 739-2448 to speak with a bankruptcy attorney.

Chapter 7 Bankruptcy and Student Loans

Bankruptcy law treats student loan debt differently from other…
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Student loan garnishment can start with little warning, reduce your paycheck every pay period, and make it harder to keep up with basic living expenses. 

Many borrowers believe there is no way to stop student loan garnishment once it begins, but that is not accurate. There are several legal and administrative options available, and the right approach often depends on whether garnishment has already started and whether the loans are federal or private.

If you are facing student loan garnishment or have received a garnishment notice, call Stone Rose Law at (480) 739-2448 to speak with a bankruptcy attorney about…
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In Arizona, if you have children under eight years of age, you must secure them in an appropriate, approved child restraint system when operating a motor vehicle. Failure to use a child restraint system as required by Arizona law can result in a civil penalty of $50.

At Stone Rose Law, we represent people injured in motor vehicle accidents in Arizona, including parents filing lawsuits on behalf of their children. In this article, we examine Arizona’s legal requirements for child restraint systems, also known as child safety seats or child booster seats, and how these safety seats can affect your…
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Trucks and passenger vehicles that are involved in car accidents will sometimes roll over. This can result in severe injuries or even fatalities. Rollover accidents in Arizona are subject to personal injury claims for common injuries that result from them. 

If you have been involved in a rollover accident that is the fault of someone else, Stone Rose Law can represent you in settling your claim with an insurance company or in court.

Call us at (480) 631-3025 to speak with one of our rollover accident lawyers, or contact us online to set up a free initial consultation.

In this…
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A grade 3 whiplash injury, which is characterized by neck pain and nerve damage associated with a spinal injury, is based on the scale adopted by the Quebec Task Force on Whiplash-Associated Disorders.

Settlements for a Grade 3 whiplash injury can run from $25,000 to $100,000.

At Stone Rose Law, we represent Arizona clients suffering from all forms of whiplash injuries. If you are suffering grade 3 whiplash after an accident where you were not at fault, call us at (480) 631-3025 or contact us online to speak with one of our experienced personal injury attorneys.

How Much Will…
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Based on the Quebec Task Force on Whiplash-Associated Disorders, a Grade 4 whiplash injury is characterized by physical damage to vertebrae in your neck and possible injury to your spinal cord.

An average payout for a Grade 4 whiplash injury typically ranges from $100,000 to $300,000 or more, depending on the specific circumstances of the injury and your long-term prognosis.

At Stone Rose Law, we represent Arizona clients suffering from all grades of whiplash injuries. 

If you are suffering from grade 4 whiplash due to an accident that was not your fault, call us at (480) 631-3025 or contact …
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Chapter 13 bankruptcy is known as a reorganization bankruptcy. Its central component is the structured repayment plan, which is the vehicle by which you repay creditors through a three-year plan or a five-year plan before your remaining balance is discharged.

A confirmed Chapter 13 repayment plan can help you stabilize your finances, pay off your debts, and even improve your credit. Because of the importance of the debt repayment plan in a Chapter 13 bankruptcy case, it is also important to understand how this plan works. That is the subject of this blog post.

At Stone Rose Law, we help…
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Chapter 13 bankruptcy under the United States Bankruptcy Code is a solution well-suited for Washington debtors who have a stable income and want to avoid losing property and assets to a possible liquidation sale, such as what might happen under a Chapter 7 bankruptcy.

Stone Rose Law represents people who are facing mounting debts and who need to seek protection from their creditors, including Chapter 13 bankruptcy. 

If you need help deciding whether this form of bankruptcy is right for you, call (480) 739-2448 to speak with an experienced bankruptcy attorney and schedule a free consultation with a Washington bankruptcy…
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Chapter 7 bankruptcy is one of the most effective ways to get financial freedom and begin immediate credit recovery.

If you live in the state of Washington and are ready for financial peace, call Stone Rose Law at (480) 739-2448 for a free consultation.

Do You Qualify for Chapter 7 Bankruptcy?

To qualify for relief under Chapter 7 bankruptcy in Washington, you can be an individual, a partnership, a corporation, or another business entity. But under federal bankruptcy law, there are still some restrictions on who can use Chapter 7. 

These limitations include whether you make too much income, whether…
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Creditors use a variety of informal and formal means to recover debts. One of the last measures a creditor will resort to is wage garnishment, which is a legal process to have some of your wages withheld to pay a debt.

Federal and Washington state laws provide for wage garnishment. In this blog post, we focus on how Washington garnishment laws work and what you can do if a creditor tries to have your wages garnished.

Stone Rose Law represents clients seeking bankruptcy. To learn more about your choices if you are the subject of a garnishment effort in Washington,…
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