Falling behind on student loan payments can quickly trigger collection actions, wage garnishment, and aggressive servicing tactics. Chapter 13 bankruptcy does not erase most student loans, but it can stop collection activity and create a structured, court-supervised plan to manage them. 

For help understanding how student loans are treated in Chapter 13 bankruptcy and how this option may apply to your situation, call Stone Rose Law at (480) 739-2448 to speak with a bankruptcy attorney.

Understanding Student Loan Debt in Bankruptcy

Student loan debt is treated differently from most other debts under bankruptcy law. Federal student loans and many private…

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