Redemption is a process available in Chapter 7 bankruptcy that allows you to regain control over important property. In this article, we’ll look at how redemption works and its implications for your financial future.

To learn more about redemption in bankruptcy, call Stone Rose Law at (480) 739-2448 to speak with an Arizona bankruptcy attorney.

What is Bankruptcy Redemption?

Redemption is where you will pay a secured creditor what the collateral (e.g., your car) is worth instead of the actual loan balance. It is only available in Chapter 7 bankruptcy.

How Does Redemption Work?

When you file your petition…
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Fortunately, if medical debt becomes too much for you to afford, it is possible to discharge medical costs through bankruptcy. This post covers some of the considerations that can help you decide whether bankruptcy protection is the right choice for you if you are having trouble affording medical expenses.

To answer your question as quickly as possible, call Stone Rose Law at (480) 739-2448 to speak with a bankruptcy attorney, or use our contact form to explain your situation.

What Kinds of Bankruptcy Relief Are Available for Medical Debts?

You can discharge medical debts using Chapter 7 or Chapter 13 …
Continue Reading Can You File Bankruptcy on Medical Bills?

This post provides an overview of Arizona’s dog bite laws covering dog bites and other dog-related injuries.Call Stone Rose Law at (480) 498-8998 to speak with a Phoenix dog bite attorney, or use our contact form to schedule a free consultation.

Dog Bite Owner Statutory Liability in Arizona

Arizona Revised Statutes (ARS) 11-1025 is Arizona’s state dog bite law.

Under subsection (A) of this law, dog owners in Arizona are responsible for their animals under a legal theory of “strict liability.” This means that if a dog bites you, you do not have to prove that the owner was…
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Bankruptcy offers several advantages when your debts become insurmountable and your creditors close in on you. It also can make your life easier after the bankruptcy process is over. The best bankruptcy outcomes are the ones when you avoid problems that can arise from mistakes.

Here, we consider some avoidable errors that can complicate or even preclude your ability to use Chapter 7 or Chapter 13 bankruptcy, starting before you file and continuing all the way through to what to look out for once the bankruptcy court discharges your debts and closes your case.

If you want legal guidance…
Continue Reading What Can You Not Do in a Bankruptcy?

If you have ever filed for bankruptcy in the past, the good news is that if you need to resort to bankruptcy protection from creditors again, federal law does not limit how often you can file bankruptcy.

However, this ability to file more than one time is not unrestricted. The United States Bankruptcy Code imposes some time period limits on how soon after one bankruptcy you can file for another. This post covers the rules that apply to filing for bankruptcy more than once.To ensure you make informed decisions, contact an experienced Stone Rose Bankruptcy Attorney today who can provide…
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Dog bite injuries are rated using the Dunbar Dog Bite Scale. This rating system may influence what you might expect to receive in a dog bite settlement claim. 

In this post, we discuss the six Dunbar Dog Bite Scale levels and how each of them applies to what you might recover from a dog bite injury claim. 

To learn more about dog bites and what compensation you can recover from them, call our Stone Rose Law dog bite lawyers at (480) 498-8998.

What is the Dunbar Bite Scale?

The Dunbar Dog Bite Scale provides a way to classify…
Continue Reading Dog Bite Levels and How they Affect Settlement

Most dog bite claims end up being settled out of court. As a result, the average settlement for a dog bite case ranges from $55,000 to $65,000, but your specific settlement can vary quite a bit depending on the facts.

The personal injury attorneys at Stone Rose Law have negotiated many dog bite settlements for our Arizona clients. In this post, we cover some of the considerations that go into negotiating a settlement amount that provides you with fair compensation if you are the victim of a dog-related injury.

To learn more about how Stone Rose Law can help you…
Continue Reading What is the Average Settlement for Dog Bite Cases?

The length of your bankruptcy process will depend on the type of bankruptcy you decide to file. For a Chapter 7 bankruptcy, the process typically takes four to six months from the initial filing to the final discharge. In a Chapter 13 bankruptcy, your repayment plan will take three to five years, based on the details of your plan. 

This post provides general guidance on the timelines for both kinds of bankruptcy.If you are considering bankruptcy debt relief in Arizona, Stone Rose Law can help. Call us at (480) 739-2448 or use our online contact form to ask…
Continue Reading How Long Does it Take to File Bankruptcy?

What you can sue for in a dog bite case through a lawsuit depends on the nature and severity of the injuries and the negotiation or litigation skills of the law firm that represents you. The average dog bite claim ranges from $55,000 to $65,000, but you may sue for more or less depending on the factors involved in your case.The experienced personal injury lawyers at Stone Rose Law have handled many dog bite injury claims for our clients. To learn about your legal options after a dog-related injury, call us at (480) 498-8998 or use our contact form.
Continue Reading How Much Can You Sue for a Dog Bite?

Under United States bankruptcy laws, if you have the cash to buy a car outright, then you can do so at any time. If you need to finance the car purchase while in an active Chapter 13 bankruptcy, then your ability to do so depends on how far along you are in the process.

In this article, we examine the considerations that go into financing a vehicle when you are seeking protection from creditors under Chapter 13 bankruptcy. If you want to speak with a bankruptcy attorney about purchasing a vehicle under Chapter 13 bankruptcy, call Stone Rose Law at…
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In this article, we take a closer look into how “slip and fall accident” claims can arise, what you need to prove to recover compensation in settlement negotiations or in court, and some possible legal defenses the property owner may raise.

Stone Rose Law represents personal injury claim victims in Arizona. If you have been injured on another person’s property, call us at (480) 498-8998 to speak with an experienced personal injury lawyer.

What Obligations Does a Property Owner Owe to You?

Every property owner, and by extension those who manage the property of another, owe a fundamental duty of…
Continue Reading How Slip and Fall Claims Work in Arizona

Although your personal injury lawyer will take the lead representing you in settlement negotiations with insurance companies or as your plaintiff’s attorney at trial, there are some steps you can take in the aftermath of a slip-and-fall incident that can significantly help your case before your lawyer gets involved.

In this post, we cover actions you can take after a slip-and-fall injury on someone else’s property to help your lawyer present the strongest possible case on your behalf.

If you have recently been injured on the premises of another person, business, or a government agency, call the Stone Rose Law…
Continue Reading What to do After a Slip-and-Fall Accident

While there is no single, average payout for a slip-and-fall injury, many settlements run between $10,000 and $50,000. In this post, we will discuss what goes into putting together a settlement claim for a slip-and-fall injury case and what you might expect in fair compensation from a slip-and-fall settlement payout.

If you have been injured after a slip and fall, you can talk with an experienced Phoenix personal injury lawyer in a free consultation by calling (480) 498-8998 or using our contact form.

What is the Average Payout for a Slip-and-Fall Injury?

There is no single, average payout for…
Continue Reading What is the Average Payout for Slip-and-Fall Injury?