Have you received a letter from a debt collection agency called Phillips and Cohen Associates? Maybe you see this name listed on your credit report? You might have limited information as to what this means exactly but it could mean that you are being pursued for the outstanding debt of a deceased relative. While it […]
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How to Lower Your Private Student Loan Balance with a Debt Relief Attorney Are you struggling to keep up with your private student loan payments? You are not alone and many borrowers are even turning to bankruptcy as a way out. In fact, student debt has doubled in the past 20 years and between the […]
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Should I Work With A Credit Attorney After or Before Bankruptcy?  Filing for bankruptcy is stressful but this is often the only way forward and a much better option than ignoring the obvious. Working with a credit attorney can help alleviate this stress because they negotiate on your behalf and handle complex legal matters, while […]
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How a Credit Attorney Can Help Fix My Credit Report after Bankruptcy Bankruptcy might alleviate debt in the short term but it also negatively impacts your credit score for up to ten years. Lenders look at this score when you apply for credit and this is not something you want hanging over you for such […]
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How Common is it For Americans to Have Errors on Their Credit Reports? Your credit report is often used to ”determine eligibility” which means a credit error can prevent you from getting a credit card, car loan or other types of financial assistance. As if that’s not enough, credit errors can hinder your chances of […]
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What To Do When You Can’t Afford Your RV Anymore? There is nothing more miserable than not being able to keep up with loan repayments and this is especially true for RV debt. After all, your RV was supposed to bring you joy and fun experiences and not the stress of repayments that you can […]
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How Can A Credit Lawyer Help Me Fix a Credit Report Error? How Bad Credit Impacts Your Life Think of your credit report as an entire record of your financial history. It includes information like how much debt you have, whether you make your payments on time, and whether you have any negative items like […]
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How Does Debt Settlement Affect My Credit Score?  Although no one plans to go into serious debt, millions of Americans find themselves in this position each year. If you’re among the many who are faced with the decision about whether to work with a debt settlement lawyer or not, you probably have a lot of […]
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Credit Control LLC (CC) is a debt collection agency based in Hazelwood, Missouri, that purchases debt from major creditors. They also specialize in healthcare collection and have a “dedicated healthcare collection” division. The Better Business Bureau has accredited this business since 2012.    Credit Control has been known for its aggressive and unethical collection practices […]
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Debt is overwhelming in and of itself. However, when debt collectors start to get involved, it can add additional stress to an already challenging situation. Dealing with debt collectors can be difficult—especially when you’re unsure if you’re being contacted by a legitimate entity or a scammer. When bills on a credit card, car loan, or […]
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No one wants to have debt, but sometimes it’s the only way to get by, even when it’s the last thing someone wants. This is why it’s such a relief when you’re able to pay off a debt; it’s a load off your shoulders. Unfortunately, while it is an accomplishment to pay off a debt, […]
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How to Repair Your Credit after Identity Theft Good credit is your key to numerous financial opportunities. Even if you are financially stable, if you have bad credit, you could still miss out on many opportunities that rely on checking your credit history. Various financial decisions could cause you to have a speckled credit history, […]
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Debt is already a stressful issue to deal with, but a debt collection summons can be a startling reminder of your financial obligations. A summons is a court document that informs you that someone is suing you for a debt you owe, and it includes details on how to respond. As the defendant, it is […]
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