Zombie debt is an old debt that resurfaces after years of little or no collection activity. You may receive a call, letter, or lawsuit about an account you thought was resolved, forgotten, or too old to collect. A debt collector may still contact you about an old debt in some circumstances, but that does not necessarily mean the debt is legally enforceable. Before making a payment or agreeing to a repayment plan, it is important to determine the debt’s age, status, and applicable legal rules. What Is Zombie Debt? Zombie debt generally refers to an old debt that has resurfaced…

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