Your credit report matters — a lot. When your report looks good, doors open: new homes, new cars, and credit cards with great perks come within reach. But when negatives like debt settlements show up, you might find yourself watching the calendar, waiting for them to disappear. If you’ve settled a debt for less than the full amount owed, you’re probably wondering how long this financial decision will affect your credit score. Here’s what you need to know about debt settlement and your credit report. Debt Settlement Typically Remains on Your Credit Report for Seven Years The short answer: a
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