The Debt Lawyers Blog

When you’re dealing with an AMEX lawsuit, you need to know your rights and responsibilities. If you have been sued by American Express, you may be wondering what to do next. You may have received a settlement offer from them—or maybe not yet. Either way, it’s important to understand your options and what steps you […]
Continue Reading Settle the Score: How to Find A Resolution in An AMEX Lawsuit

Are you facing the uphill battle of debt lawsuits? As prices rise and consumers struggle to make ends meet, personal debt weighs down even the most budget-conscious consumers. And for those who are dealing with extensive unpaid debts, creditors may be knocking on the door for repayment. If you are being sued for an unpaid […]
Continue Reading Being Sued For Debt? The Benefits of Working with a Credit Lawyer

Fight Back! Your Guide to Defending Against an American Express Lawsuit If you’ve received a lawsuit from American Express, you might be wondering what to do. If so, you’re not alone: American Express is one of the most aggressive credit card companies when it comes to collecting debt, and they’re known for suing their customers […]
Continue Reading Fight Back! Your Guide to Defending Against an American Express Lawsuit

Debt collectors have to follow specific rules when they collect debts. These rules are set by the Fair Debt Collection Practices Act (FDCPA). The FDCPA was created to curtail unfair treatment of consumers by debt collectors.  It ensures that debt collectors don’t harass, threaten, or lie to you when they try to collect payment. By […]
Continue Reading Fair Debt Collection Practices Act Rules and Purposes

Co-signing on a child or loved one’s private student loan is a big decision. It’s a common occurrence because young people in particular will not have the necessary credit history to qualify for a loan by themselves. But there are serious risks involved for the co-signer and you might even need a debt relief attorney […]
Continue Reading Co-Signing on a Child or Loved One’s Private Student Loans

Here’s What You Need to Know When Being Sued for Debt Receiving a lawsuit for unpaid debt can be a stressful and overwhelming experience. Understanding your rights and options when facing a debt collection lawsuit is essential to protect your financial future. In this article, we’ll explore some key things you need to know when […]
Continue Reading Here’s What You Need to Know When Being Sued for Debt

Why You Should Check Your Credit Report At Least Once A Year Your credit report is an important tool lenders, creditors, and other financial institutions use to determine your creditworthiness. A good credit report can help you secure loans, credit cards, and other financial opportunities at favorable rates and terms.  In contrast, a poor credit […]
Continue Reading Why You Should Check Your Credit Report at Least Once a Year

Are you thinking of getting a HELOC? Easy access to funds might sound appealing and a home equity line of credit is a quick way to secure funds. However, there are certain risks associated with a HELOC that can leave you with a lot of debt, payments you cannot afford and too much stress to […]
Continue Reading What You Should Know Before Getting a Home Equity Line of Credit (HELOC)

Have you received a letter from a debt collection agency called Phillips and Cohen Associates? Maybe you see this name listed on your credit report? You might have limited information as to what this means exactly but it could mean that you are being pursued for the outstanding debt of a deceased relative. While it […]
Continue Reading Is Phillips and Cohen Associates Trying to Collect Money From You?