When a vehicle accident occurs, individuals often panic, unsure of what to do during a chaotic situation. Yes, the aftermath of a vehicle accident can be confusing, even a crash that occurs in a parking lot. However, there are various steps that individuals can take to help ensure that they care for themselves and move towards a path of securing maximum compensation for their losses. Here, we want to discuss the six steps you can take after being involved in the parking lot accident in Phoenix, Arizona.
1. Check for Injuries
It is important to check for injuries before anything else happens at the scene of a parking lot vehicle accident. Often, injuries are not apparent right away. It is better to be safe than sorry and seek medical care promptly if any injuries are suspected. Not only does this ensure the well-being of those who may be harmed, but it also establishes a solid link between the crash and the injuries.
2. Take Photographs
Before any vehicles are moved from their location, it is important to get pictures of the incident. You can use a cell phone or any other type of camera to take photographs of the vehicle positions, damage, debris, any skid marks, and the surrounding parking lot. Photographs can paint a fairly clear picture of what happened for an insurance claims adjuster or a personal injury.
3. Call 911
After checking for injuries, the police need to be called so they can fill out the incident report. Even if the incident is relatively minor and no one claims an injury, a full report is going to be needed for the insurance claim. However, the police may choose not to come to the scene of a parking lot crash if no one is injured. In these cases, it is important to gather as much information as possible so that you can make a report to your insurance carrier.
4. Gather Information
You need to gather as much information as possible at the scene of the crash related to the vehicles and any other individuals involved. This information includes:
- The day, month, and year of the accident.
- The exact location of the incident.
- Identifying information of all other parties involved, including other drivers, passengers, and witnesses. This includes their age, name, address, telephone number, vehicle ownership, registration information, and proof of insurance.
- A narrative description of the facts of the vehicle accident, including a simple visible diagram of the incident scene.
5. Contact Your Insurance Carrier
Insurance carriers have a fairly strict reporting deadline in Arizona. Typically, insurance carriers require that a vehicle accident be reported within a day or two after the incident occurs. It is best to report the accident the same day it occurs, if possible. In most cases, insurance carriers have online portals or phone apps where these incidents can be recorded initially.
6. Speak to An Attorney
If you have been involved in a parking lot accident in Phoenix, Arizona, you may need to speak to an attorney for help with your case. This is particularly true if liability for the incident is not clear or if the insurance carrier for the other party denies compensation.
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