How to Lower Your Private Student Loan Balance with a Debt Relief Attorney Are you struggling to keep up with your private student loan payments? You are not alone and many borrowers are even turning to bankruptcy as a way out. In fact, student debt has doubled in the past 20 years and between the […]
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McCarthy Law PLC
McCarthy Law PLC helps people in difficult financial situations because of too much debt. For many different reasons – the loss of a job, personal or medical emergencies, divorce, declining home values, a difficult economic environment – many people find themselves in financial difficulties. As debt attorneys, we are one of the rare debt settlement companies that can actually represent you in lawsuits and defend you against your creditors.
Finances are a very personal matter and should be discussed with a qualified debt attorney.
McCarthy Law's Mission:
"An America in which no family is burdened by debt. Our role in bringing vision to reality. We negotiate for large reductions in our clients' debts without the need for bankruptcy." - Kevin Fallon McCarthy, Managing Attorney.
Latest from McCarthy Law PLC - Page 3
Should I Work With a Credit Attorney After or Before Bankruptcy?
Should I Work With A Credit Attorney After or Before Bankruptcy? Filing for bankruptcy is stressful but this is often the only way forward and a much better option than ignoring the obvious. Working with a credit attorney can help alleviate this stress because they negotiate on your behalf and handle complex legal matters, while […]
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How a Credit Attorney Can Help Fix My Credit Report After Bankruptcy
How a Credit Attorney Can Help Fix My Credit Report after Bankruptcy Bankruptcy might alleviate debt in the short term but it also negatively impacts your credit score for up to ten years. Lenders look at this score when you apply for credit and this is not something you want hanging over you for such […]
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How Common is it For Americans to Have Errors on Their Credit Reports?
How Common is it For Americans to Have Errors on Their Credit Reports? Your credit report is often used to ”determine eligibility” which means a credit error can prevent you from getting a credit card, car loan or other types of financial assistance. As if that’s not enough, credit errors can hinder your chances of […]
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What To Do When You Can’t Afford Your RV Anymore?
What To Do When You Can’t Afford Your RV Anymore? There is nothing more miserable than not being able to keep up with loan repayments and this is especially true for RV debt. After all, your RV was supposed to bring you joy and fun experiences and not the stress of repayments that you can […]
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How Can A Credit Lawyer Help Me Fix a Credit Report Error?
How Can A Credit Lawyer Help Me Fix a Credit Report Error? How Bad Credit Impacts Your Life Think of your credit report as an entire record of your financial history. It includes information like how much debt you have, whether you make your payments on time, and whether you have any negative items like […]
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How Does Debt Settlement Affect My Credit Score?
How Does Debt Settlement Affect My Credit Score? Although no one plans to go into serious debt, millions of Americans find themselves in this position each year. If you’re among the many who are faced with the decision about whether to work with a debt settlement lawyer or not, you probably have a lot of […]
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Credit Control
Credit Control LLC (CC) is a debt collection agency based in Hazelwood, Missouri, that purchases debt from major creditors. They also specialize in healthcare collection and have a “dedicated healthcare collection” division. The Better Business Bureau has accredited this business since 2012. Credit Control has been known for its aggressive and unethical collection practices […]
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4 Debt Collection Scams You Should Look Out For
Debt is overwhelming in and of itself. However, when debt collectors start to get involved, it can add additional stress to an already challenging situation. Dealing with debt collectors can be difficult—especially when you’re unsure if you’re being contacted by a legitimate entity or a scammer. When bills on a credit card, car loan, or […]
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Can My Credit Score Drop After Repaying A Debt?
No one wants to have debt, but sometimes it’s the only way to get by, even when it’s the last thing someone wants. This is why it’s such a relief when you’re able to pay off a debt; it’s a load off your shoulders. Unfortunately, while it is an accomplishment to pay off a debt, […]
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How to Repair Your Credit after Identity Theft
How to Repair Your Credit after Identity Theft Good credit is your key to numerous financial opportunities. Even if you are financially stable, if you have bad credit, you could still miss out on many opportunities that rely on checking your credit history. Various financial decisions could cause you to have a speckled credit history, […]
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5 Tips on How to Handle a Debt Collection Summons
Debt is already a stressful issue to deal with, but a debt collection summons can be a startling reminder of your financial obligations. A summons is a court document that informs you that someone is suing you for a debt you owe, and it includes details on how to respond. As the defendant, it is […]
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Defaulting on private student loans … and my job prospects
Student loans plague the minds of millions of Americans, but people often have more financial obligations than student loan debt to worry about. Your budget may already be stretched thin between other debts, bills, and necessities. If you are experiencing financial hardship on top of everything, it may feel impossible to honor every financial obligation, including your student loan payments.
Unfortunately, defaulting on your private student loans can greatly impact your financial health, resulting in consequences you may not have anticipated. Many people don’t realize that defaulting on federal student loans can affect your job prospects, and the same…
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Discover
If you have received notice of legal action against you by Discover, you need to respond promptly before they take a default judgment against you. Discover sues consumers who have defaulted on credit card payments and are hoping you will ignore their lawsuit so that they may collect payment through wage garnishment, property lien, or […]
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Synchrony Bank
Creditors like Synchrony Bank have been known to harass consumers over unpaid debt. As a consumer, you should know that you have rights and are protected by specific federal laws. If you think you have been harassed or experienced unethical collection practices, speak to an experienced debt lawyer at McCarthy Law for legal assistance. […]
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National Enterprise Systems (NES)
National Enterprise Systems (NES) is an Ohio-based third-party collection agency that was founded in 1987. NES has received many consumer complaints regarding its unethical debt collection practices, especially violations of the Fair Debt Collection Practices Act (FDCPA). Behaviors of unethical collection include threatening illegal action against consumers and improper conduct and sharing of information. […]
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