McCarthy Law PLC

McCarthy Law PLC helps people in difficult financial situations because of too much debt. For many different reasons – the loss of a job, personal or medical emergencies, divorce, declining home values, a difficult economic environment – many people find themselves in financial difficulties. As debt attorneys, we are one of the rare debt settlement companies that can actually represent you in lawsuits and defend you against your creditors.

Finances are a very personal matter and should be discussed with a qualified debt attorney.

McCarthy Law's Mission:

"An America in which no family is burdened by debt. Our role in bringing vision to reality. We negotiate for large reductions in our clients' debts without the need for bankruptcy." - Kevin Fallon McCarthy, Managing Attorney.

Latest from McCarthy Law PLC - Page 2

For credit card companies, Christmas is a wonderful time of the year. Each holiday season, American consumers charge billions of dollars to their credit cards, accumulating bills that can take a whole year or more to pay off. Often, expensive purchases are accompanied by debt. Most American consumers end up accruing debt over the holidays and, in doing so, set themselves up to pay big amounts in interest. While the best way to avoid debt over the holidays is to pay for all your gifts with cash or a debit card, it can be hard to ignore the holiday spending…
As the COVID-19 pandemic continues to impact communities across the world, countless individuals are facing a reduction in income or complete job loss. As a result, many people are struggling to keep up with their student loans, mortgage payments, credit card bills, and other debts. In fact, almost two-thirds of Americans with credit card debt […]…
In America, having a bad credit score can pose major challenges. Landlords, employers, and banks all use credit scores as a way of establishing trust with potential tenants, employees, and borrowers. Without a good credit score, it can be difficult and expensive to make significant life purchases, such as a house or car. In fact, […]…
Regardless of the current or coming health effects of COVID-19 for you and your family, the pandemic has likely taken a toll on your household finances. It’s no mystery that, while the coronavirus has impacted the safety and wellbeing of communities across the world, it has also strained economic resources, shuttered businesses, and left millions […]…
In June, New York Attorney General Letitia Jones filed a lawsuit against three merchant cash advance companies: Richmond Capital Group, Ram Capital Funding, and Viceroy Capital Funding. In a press release, Jones described that the three companies were offering illegal loans to their clients. The state is charging these companies with imposing extremely high interest […]…
The COVID-19 pandemic has brought about a host of hardships and changes. Rapid declines in credit card debt are just one of the many effects of pandemic-caused financial insecurity. In response to widespread economic uncertainty, consumers are spending less and thinking twice before accumulating new debt. In February, the Federal Reserve reported record highs in […]…
If you are behind on bills or credit card payments, you might get a call from a debt collector. Unfortunately, debt collection harassment and abuse are fairly common. In response to complaints of unethical communication methods and manipulative tactics used by debt collectors, Congress passed The Fair Debt Collection Practices Act (FDCPA). The FDCPA is intended to protect consumers from debt collection harassment and outlines specific guidelines that debt collectors must adhere to. If you are contacted by a debt collector, it is important to know your rights. What Can a Debt Collector Legally Do? Debt collectors work for creditors…