Yes, it is illegal to drive without first obtaining the required amounts of liability insurance in Arizona. All motorists are legally obligated to carry insurance before driving on public roads. Unlawfully driving without insurance could lead to legal and administrative penalties, including fines and driver’s license suspension in Arizona.
What Are Arizona’s Insurance Requirements as of 2026?
Every motor vehicle driver in Arizona is required by law (ARS § 28-4009) to have proof of insurance or financial responsibility. It is against the law to operate any motorized vehicle on a public road in the State of Arizona
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